The World of Hyatt Credit Card

The The World of Hyatt Credit Card charges a $95 annual fee. In our review it earns a fees score of 15/20 — the "How we scored this card" section below shows how we weigh that against the rewards and benefits. Hyatt guests who value per-point redemption — an annual Category 1–4 free-night certificate that often exceeds the $95 fee at mid-tier properties, automatic Discoverist status, 5 elite-night credits, and 4x at Hyatt plus 2x on dining, flights, and local transit.

Variable APR — verify current range at chase.com. APRs are variable and set by the issuer — confirm the current range on the issuer's Schumer Box before you commit.

No. The The World of Hyatt Credit Card has no foreign transaction fee, so it works cleanly for purchases abroad.

Hyatt guests who value per-point redemption — an annual Category 1–4 free-night certificate that often exceeds the $95 fee at mid-tier properties, automatic Discoverist status, 5 elite-night credits, and 4x at Hyatt plus 2x on dining, flights, and local transit.

Travelers loyal to larger chains (Marriott and Hilton have far more properties) and anyone subject to Chase's 5/24 rule who's opened five-plus cards in 24 months — Chase typically won't approve them.

The World of Hyatt Credit Card scored 79/100 — "Worth considering". We score every card across five dimensions (effective rewards, fee structure, audience fit, transparency, and whether an honest weakness is named), 0–20 each. Scores are never influenced by commission. See our methodology for the full rubric.