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ClearValue Cards

The World of Hyatt Credit Card

Chase · Hotel review

Scored against ClearValue's published methodology · Schumer Box terms as of
Best for Hyatt guests who value per-point redempt
Chase
Worth considering

The World of Hyatt Credit Card

79
/100
Annual fee
$95
Ongoing APR
19.24–27.74%
Foreign txn fee
None
Best for

Hyatt guests who value per-point redemption — an annual Category 1–4 free-night certificate that often exceeds the $95 f

Fees sourced from issuer terms · 2026-07-20

ClearValue score
79/100
Worth considering

Hyatt guests who value per-point redemption — an annual Category 1–4 free-night certificate that often exceeds the $95 f

Find my match

Sorted by score, never commission

Annual fee

$95

Charged each renewal year

Ongoing APR

19.24% – 27.74% variable

Variable — verify the current range at the issuer

Foreign transaction fee

None

Travel-friendly abroad

As of July 20, 2026

Best for

Hyatt guests who value per-point redemption — an annual Category 1–4 free-night certificate that often exceeds the $95 fee at mid-tier properties, automatic Discoverist status, 5 elite-night credits, and 4x at Hyatt plus 2x on dining, flights, and local transit.

Not for

Travelers loyal to larger chains (Marriott and Hilton have far more properties) and anyone subject to Chase's 5/24 rule who's opened five-plus cards in 24 months — Chase typically won't approve them.

The catch

Hyatt's footprint is smaller than Marriott's or Hilton's, so the free night is only valuable if a Category 1–4 Hyatt is where you actually stay. A second free night is available, but only after $15,000 of calendar-year spend.

Card facts

Sourced from the issuer's published Schumer Box and terms — confirm current numbers at the issuer.

Product specs

Annual fee
$95
Ongoing APR
19.24% – 27.74% variable
Foreign transaction fee
None
Balance transfer fee
$5 or 5% of the amount of each transfer, whichever is greater
Schumer Box sourced
July 20, 2026

How we scored this card

See our published methodology — 5 dimensions, 0–20 each, 100-point total.

Effective rewards rate16 / 20
Fee structure15 / 20
Audience fit16 / 20
Transparency and trust16 / 20
The weakness, named16 / 20
Total79 / 100 · Worth considering
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Frequently asked

Is the The World of Hyatt Credit Card's $95 annual fee worth it?

The The World of Hyatt Credit Card charges a $95 annual fee. In our review it earns a fees score of 15/20 — the "How we scored this card" section below shows how we weigh that against the rewards and benefits. Hyatt guests who value per-point redemption — an annual Category 1–4 free-night certificate that often exceeds the $95 fee at mid-tier properties, automatic Discoverist status, 5 elite-night credits, and 4x at Hyatt plus 2x on dining, flights, and local transit.

What APR does the The World of Hyatt Credit Card charge?

19.24% – 27.74% variable. APRs are variable and set by the issuer — confirm the current range on the issuer's Schumer Box before you commit.

Does the The World of Hyatt Credit Card charge foreign transaction fees?

No. The The World of Hyatt Credit Card has no foreign transaction fee, so it works cleanly for purchases abroad.

Who is the The World of Hyatt Credit Card best for?

Hyatt guests who value per-point redemption — an annual Category 1–4 free-night certificate that often exceeds the $95 fee at mid-tier properties, automatic Discoverist status, 5 elite-night credits, and 4x at Hyatt plus 2x on dining, flights, and local transit.

Who should skip the The World of Hyatt Credit Card?

Travelers loyal to larger chains (Marriott and Hilton have far more properties) and anyone subject to Chase's 5/24 rule who's opened five-plus cards in 24 months — Chase typically won't approve them.

How did ClearValue score the The World of Hyatt Credit Card?

The World of Hyatt Credit Card scored 79/100 — "Worth considering". We score every card across five dimensions (effective rewards, fee structure, audience fit, transparency, and the weakness named), 0–20 each. Scores are never influenced by commission. See our methodology for the full rubric.

Alternatives to the The World of Hyatt Credit Card

Other hotel cards we've scored, ranked by our methodology.

Compare the The World of Hyatt Credit Card to

This review carries no partner link and earns nothing from what you read here — our scoring is never influenced by compensation, and reflects only our published rubric. When you use our match tool, we may be paid by a partner (CardRatings) if you continue with a card from there. See our methodology and disclosure.
The World of Hyatt Credit Card
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