Marriott Bonvoy Bold
Chase · Hotel review
Occasional Marriott guests who want complimentary Silver Elite status and 3x on Marriott stays plus 2x on groceries, str
Sorted by score, never commission
Annual fee
$0
No annual fee, every year
Ongoing APR
19.24% – 29.99% variable
Variable — verify the current range at the issuer
Foreign transaction fee
None
Travel-friendly abroad
As of August 13, 2026
Best for
Occasional Marriott guests who want complimentary Silver Elite status and 3x on Marriott stays plus 2x on groceries, streaming, and rideshare — all at a $0 annual fee, the free entry point into the Bonvoy ecosystem.
Not for
Frequent Marriott guests who'd clear more value from Boundless's free-night certificate (worth well over its $95 AF for a 5+-night/yr traveler), and travelers who prefer Hyatt's stronger redemption math.
The catch
Silver Elite is Marriott's lowest tier — no guaranteed late checkout, no room upgrades, no lounge access. It's a real status floor, not a meaningful travel perk on its own; the card's actual value is the 3x/2x earning, not the 'elite status' headline.
Card facts
Sourced from the issuer's published Schumer Box and terms — confirm current numbers at the issuer.
Product specs
- Annual fee
- $0
- Ongoing APR
- 19.24% – 29.99% variable
- Foreign transaction fee
- None
- Balance transfer fee
- $5 or 5%
- Late payment fee
- Up to $40
- Schumer Box sourced
- August 13, 2026
How we scored this card
See our published methodology — 5 dimensions, 0–20 each, 100-point total.
Get an email when Marriott Bonvoy Bold's offer changes.
We track Marriott Bonvoy Bold's current offer and terms. We'll email you the moment they change — no checking back.
Frequently asked
Does the Marriott Bonvoy Bold charge an annual fee?
No. The Marriott Bonvoy Bold carries a $0 annual fee, sourced from the issuer's published Schumer Box as of August 13, 2026. Rates change — confirm the current terms at the issuer.
What APR does the Marriott Bonvoy Bold charge?
19.24% – 29.99% variable. APRs are variable and set by the issuer — confirm the current range on the issuer's Schumer Box before you commit.
Does the Marriott Bonvoy Bold charge foreign transaction fees?
No. The Marriott Bonvoy Bold has no foreign transaction fee, so it works cleanly for purchases abroad.
Who is the Marriott Bonvoy Bold best for?
Occasional Marriott guests who want complimentary Silver Elite status and 3x on Marriott stays plus 2x on groceries, streaming, and rideshare — all at a $0 annual fee, the free entry point into the Bonvoy ecosystem.
Who should skip the Marriott Bonvoy Bold?
Frequent Marriott guests who'd clear more value from Boundless's free-night certificate (worth well over its $95 AF for a 5+-night/yr traveler), and travelers who prefer Hyatt's stronger redemption math.
How did ClearValue score the Marriott Bonvoy Bold?
Marriott Bonvoy Bold scored 78/100 — "Worth considering". We score every card across five dimensions (effective rewards, fee structure, audience fit, transparency, and the weakness named), 0–20 each. Scores are never influenced by commission. See our methodology for the full rubric.
Alternatives to the Marriott Bonvoy Bold
Other hotel cards we've scored, ranked by our methodology.
- American ExpressSolid pick
Hilton Honors American Express
81/100Annual fee$0Ongoing APR19.49–28.49%Foreign txn feeNoneBest forOccasional Hilton guests who want complimentary Silver status and category earning (7x Hilton, 5x U
Fees sourced from issuer terms · 2026-08-13
- ChaseWorth considering
The World of Hyatt Credit Card
79/100Annual fee$95Ongoing APR19.24–27.74%Foreign txn feeNoneBest forHyatt guests who value per-point redemption — an annual Category 1–4 free-night certificate that often exceeds the $95 f
Fees sourced from issuer terms · 2026-07-20
- ChaseWorth considering
IHG One Rewards Premier
76/100Annual fee$99Ongoing APR19.24–27.74%Foreign txn feeNoneBest forIHG loyalists (Holiday Inn, Crowne Plaza, Kimpton, InterContinental, Six Senses) who use the annual free-night certifica
Fees sourced from issuer terms · 2026-07-17
