U.S. Bank Altitude Connect Visa Signature
U.S. Bank · Travel review
Travelers who want a $0-fee card with real travel-category earning — 4x on travel and on gas/EV charging (capped $1,000/
Sorted by score, never commission
Annual fee
$0
No annual fee, every year
Ongoing APR
17.49% – 27.49% variable
Variable — verify the current range at the issuer
Intro APR
0% intro APR on purchases and balance transfers for 15 billing cycles
Then the ongoing APR applies
As of August 13, 2026
Best for
Travelers who want a $0-fee card with real travel-category earning — 4x on travel and on gas/EV charging (capped $1,000/quarter), 2x on dining/streaming/groceries — plus a Global Entry/TSA PreCheck credit and no foreign transaction fee.
Not for
Heavy travel-portal bookers who'd rather chase the 5x prepaid-hotel/car-rental rate through U.S. Bank's Travel Center, and anyone whose gas spend regularly exceeds the $1,000/quarter cap on the 4x rate.
The catch
The 4x gas/EV rate caps at $1,000 in combined spend per quarter, then drops to 1x — a limit that's easy to miss in the marketing copy. Above that cap, the card's real-world blended rate lands closer to a 2x card than the headline 4x suggests.
Card facts
Sourced from the issuer's published Schumer Box and terms — confirm current numbers at the issuer.
Product specs
- Annual fee
- $0
- Intro APR
- 0% intro APR on purchases and balance transfers for 15 billing cycles
- Ongoing APR
- 17.49% – 27.49% variable
- Foreign transaction fee
- None
- Balance transfer fee
- 5% (min $5)
- Late payment fee
- Up to $41
- Schumer Box sourced
- August 13, 2026
How we scored this card
See our published methodology — 5 dimensions, 0–20 each, 100-point total.
Get an email when U.S. Bank Altitude Connect Visa Signature's offer changes.
We track U.S. Bank Altitude Connect Visa Signature's current offer and terms. We'll email you the moment they change — no checking back.
Frequently asked
Does the U.S. Bank Altitude Connect Visa Signature charge an annual fee?
No. The U.S. Bank Altitude Connect Visa Signature carries a $0 annual fee, sourced from the issuer's published Schumer Box as of August 13, 2026. Rates change — confirm the current terms at the issuer.
What APR does the U.S. Bank Altitude Connect Visa Signature charge?
17.49% – 27.49% variable. There is also an intro rate: 0% intro APR on purchases and balance transfers for 15 billing cycles. APRs are variable and set by the issuer — confirm the current range on the issuer's Schumer Box before you commit.
Does the U.S. Bank Altitude Connect Visa Signature charge foreign transaction fees?
No. The U.S. Bank Altitude Connect Visa Signature has no foreign transaction fee, so it works cleanly for purchases abroad.
Who is the U.S. Bank Altitude Connect Visa Signature best for?
Travelers who want a $0-fee card with real travel-category earning — 4x on travel and on gas/EV charging (capped $1,000/quarter), 2x on dining/streaming/groceries — plus a Global Entry/TSA PreCheck credit and no foreign transaction fee.
Who should skip the U.S. Bank Altitude Connect Visa Signature?
Heavy travel-portal bookers who'd rather chase the 5x prepaid-hotel/car-rental rate through U.S. Bank's Travel Center, and anyone whose gas spend regularly exceeds the $1,000/quarter cap on the 4x rate.
How did ClearValue score the U.S. Bank Altitude Connect Visa Signature?
U.S. Bank Altitude Connect Visa Signature scored 81/100 — "Solid pick". We score every card across five dimensions (effective rewards, fee structure, audience fit, transparency, and the weakness named), 0–20 each. Scores are never influenced by commission. See our methodology for the full rubric.
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