Travelers and diners who want 3x on all travel and restaurants worldwide (including takeout/delivery) without Gold's or Platinum's coupon-book complexity — plus a CLEAR Plus airport-security credit.

Not for

Anyone who won't use the CLEAR Plus credit (its single biggest stated benefit) and cardholders whose spend concentrates in dining/groceries specifically, where Gold's 4x categories earn more.

The catch

The card's headline benefit leans on a single credit — up to $199/yr toward CLEAR Plus — that a large share of cardholders never activate. Strip that out and Green is a straightforward 3x travel-and-dining card at a $150 AF; run the math on your actual CLEAR usage before counting that credit toward the card's value.

Card facts

Sourced from the issuer's published Schumer Box and terms — confirm current numbers at the issuer.

Product specs

Annual fee: $150
Ongoing APR: 19.49% – 28.49% variable (Pay Over Time)
Foreign transaction fee: 2.7%
Late payment fee: Up to $40
Schumer Box sourced: August 13, 2026

How we scored this card

See our published methodology — 5 dimensions, 0–20 each, 100-point total.

Effective rewards rate15 / 20

Fee structure15 / 20

Audience fit16 / 20

Transparency and trust15 / 20

The weakness, named16 / 20

Total77 / 100 · Worth considering

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Frequently asked

Is the American Express Green's $150 annual fee worth it?

The American Express Green charges a $150 annual fee. In our review it earns a fees score of 15/20 — the "How we scored this card" section below shows how we weigh that against the rewards and benefits. Travelers and diners who want 3x on all travel and restaurants worldwide (including takeout/delivery) without Gold's or Platinum's coupon-book complexity — plus a CLEAR Plus airport-security credit.

What APR does the American Express Green charge?

19.49% – 28.49% variable (Pay Over Time). APRs are variable and set by the issuer — confirm the current range on the issuer's Schumer Box before you commit.

Does the American Express Green charge foreign transaction fees?

Yes — 2.7% per purchase made outside the U.S. Factor that in if you travel or shop internationally.

Who is the American Express Green best for?

Who should skip the American Express Green?

Anyone who won't use the CLEAR Plus credit (its single biggest stated benefit) and cardholders whose spend concentrates in dining/groceries specifically, where Gold's 4x categories earn more.

How did ClearValue score the American Express Green?

American Express Green scored 77/100 — "Worth considering". We score every card across five dimensions (effective rewards, fee structure, audience fit, transparency, and the weakness named), 0–20 each. Scores are never influenced by commission. See our methodology for the full rubric.

Alternatives to the American Express Green

Other travel cards we've scored, ranked by our methodology.

This review carries no partner link and earns nothing from what you read here — our scoring is never influenced by compensation, and reflects only our published rubric. When you use our match tool, we may be paid by a partner (CardRatings) if you continue with a card from there. See our methodology and disclosure.

American Express Green77/100 · Worth considering

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American Express Green