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ClearValue Cards

Costco Anywhere Visa by Citi

Citi · Cashback review

Scored against ClearValue's published methodology · Schumer Box terms as of
Best for Costco members who drive a lot — 5% cash
Citi
Solid pick

Costco Anywhere Visa by Citi

81
/100
Annual fee
$0
Ongoing APR
18.74–26.74%
Foreign txn fee
None
Best for

Costco members who drive a lot — 5% cash back on gas at Costco, 4% on other gas and EV charging worldwide (combined $7,0

Fees sourced from issuer terms · 2026-08-16

ClearValue score
81/100
Solid pick

Costco members who drive a lot — 5% cash back on gas at Costco, 4% on other gas and EV charging worldwide (combined $7,0

Find my match

Sorted by score, never commission

Annual fee

$0

No annual fee, every year

Ongoing APR

18.74% – 26.74% variable

Variable — verify the current range at the issuer

Foreign transaction fee

None

Travel-friendly abroad

As of August 16, 2026

Best for

Costco members who drive a lot — 5% cash back on gas at Costco, 4% on other gas and EV charging worldwide (combined $7,000/yr cap, then 1%), plus 3% on restaurants and eligible travel and 2% at Costco. There's no card-level annual fee if you're already a member.

Not for

Non-members (a paid Costco membership is required to hold the card) and anyone who wants flexible rewards — cash back is paid once a year as a certificate redeemable at Costco, not as an ongoing statement credit.

The catch

Rewards come as a single annual certificate each February, redeemable in-warehouse — not monthly cash. And the 5%/4% gas rates stop once combined gas/EV spend hits $7,000/yr, dropping to 1% after. The card is only as good as your Costco relationship.

Card facts

Sourced from the issuer's published Schumer Box and terms — confirm current numbers at the issuer.

Product specs

Annual fee
$0
Ongoing APR
18.74% – 26.74% variable
Foreign transaction fee
None
Balance transfer fee
$5 or 5% of each transfer, whichever is greater
Schumer Box sourced
August 16, 2026

How we scored this card

See our published methodology — 5 dimensions, 0–20 each, 100-point total.

Effective rewards rate17 / 20
Fee structure16 / 20
Audience fit16 / 20
Transparency and trust16 / 20
The weakness, named16 / 20
Total81 / 100 · Solid pick
Card alerts

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Frequently asked

Does the Costco Anywhere Visa by Citi charge an annual fee?

No. The Costco Anywhere Visa by Citi carries a $0 annual fee, sourced from the issuer's published Schumer Box as of August 16, 2026. Rates change — confirm the current terms at the issuer.

What APR does the Costco Anywhere Visa by Citi charge?

18.74% – 26.74% variable. APRs are variable and set by the issuer — confirm the current range on the issuer's Schumer Box before you commit.

Does the Costco Anywhere Visa by Citi charge foreign transaction fees?

No. The Costco Anywhere Visa by Citi has no foreign transaction fee, so it works cleanly for purchases abroad.

Who is the Costco Anywhere Visa by Citi best for?

Costco members who drive a lot — 5% cash back on gas at Costco, 4% on other gas and EV charging worldwide (combined $7,000/yr cap, then 1%), plus 3% on restaurants and eligible travel and 2% at Costco. There's no card-level annual fee if you're already a member.

Who should skip the Costco Anywhere Visa by Citi?

Non-members (a paid Costco membership is required to hold the card) and anyone who wants flexible rewards — cash back is paid once a year as a certificate redeemable at Costco, not as an ongoing statement credit.

How did ClearValue score the Costco Anywhere Visa by Citi?

Costco Anywhere Visa by Citi scored 81/100 — "Solid pick". We score every card across five dimensions (effective rewards, fee structure, audience fit, transparency, and the weakness named), 0–20 each. Scores are never influenced by commission. See our methodology for the full rubric.

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Compare the Costco Anywhere Visa by Citi to

This review carries no partner link and earns nothing from what you read here — our scoring is never influenced by compensation, and reflects only our published rubric. When you use our match tool, we may be paid by a partner (CardRatings) if you continue with a card from there. See our methodology and disclosure.
Costco Anywhere Visa by Citi
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