Bank of America Travel Rewards for Students
Bank of America · Student review
Students who plan to travel after college and want to start accumulating flexible travel points — 1
Sorted by score, never commission
Annual fee
$0
No annual fee, every year
Ongoing APR
17.49% – 27.49% variable
Variable — verify the current range at the issuer
Intro APR
0% intro APR on purchases and balance transfers for 15 billing cycles
Then the ongoing APR applies
As of August 17, 2026
Best for
Students who plan to travel after college and want to start accumulating flexible travel points — 1.5 points per dollar on everyday purchases (3 points per dollar on travel booked through BofA Travel), redeemable as a statement credit against travel and dining, with a $0 annual fee and no foreign transaction fee.
Not for
Students who want category rewards or cash simplicity (a 3% dining or 5% rotating student card returns more where spend concentrates) and zero-history applicants, since it prefers some prior credit.
The catch
Points redeem as a statement credit against travel and dining purchases rather than transferring to airlines or hotels. The base 1.5x scales with Bank of America Preferred Rewards status, but most students won't have the qualifying balances to reach those tiers.
Card facts
Sourced from the issuer's published Schumer Box and terms — confirm current numbers at the issuer.
Product specs
- Annual fee
- $0
- Intro APR
- 0% intro APR on purchases and balance transfers for 15 billing cycles
- Ongoing APR
- 17.49% – 27.49% variable
- Foreign transaction fee
- None
- Balance transfer fee
- 3% within first 60 days, then 5%
- Schumer Box sourced
- August 17, 2026
How we scored this card
See our published methodology — 5 dimensions, 0–20 each, 100-point total.
Get an email when Bank of America Travel Rewards for Students's offer changes.
We track Bank of America Travel Rewards for Students's current offer and terms. We'll email you the moment they change — no checking back.
Frequently asked
Does the Bank of America Travel Rewards for Students charge an annual fee?
No. The Bank of America Travel Rewards for Students carries a $0 annual fee, sourced from the issuer's published Schumer Box as of August 17, 2026. Rates change — confirm the current terms at the issuer.
What APR does the Bank of America Travel Rewards for Students charge?
17.49% – 27.49% variable. There is also an intro rate: 0% intro APR on purchases and balance transfers for 15 billing cycles. APRs are variable and set by the issuer — confirm the current range on the issuer's Schumer Box before you commit.
Does the Bank of America Travel Rewards for Students charge foreign transaction fees?
No. The Bank of America Travel Rewards for Students has no foreign transaction fee, so it works cleanly for purchases abroad.
Who is the Bank of America Travel Rewards for Students best for?
Students who plan to travel after college and want to start accumulating flexible travel points — 1.5 points per dollar on everyday purchases (3 points per dollar on travel booked through BofA Travel), redeemable as a statement credit against travel and dining, with a $0 annual fee and no foreign transaction fee.
Who should skip the Bank of America Travel Rewards for Students?
Students who want category rewards or cash simplicity (a 3% dining or 5% rotating student card returns more where spend concentrates) and zero-history applicants, since it prefers some prior credit.
How did ClearValue score the Bank of America Travel Rewards for Students?
Bank of America Travel Rewards for Students scored 80/100 — "Solid pick". We score every card across five dimensions (effective rewards, fee structure, audience fit, transparency, and the weakness named), 0–20 each. Scores are never influenced by commission. See our methodology for the full rubric.
Alternatives to the Bank of America Travel Rewards for Students
Other student cards we've scored, ranked by our methodology.
- DiscoverSolid pick
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Capital One Savor Student Cash Rewards
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- Capital OneSolid pick
Capital One Quicksilver Student Cash Rewards
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Fees sourced from issuer terms · 2026-07-21
