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ClearValue Cards

Secured Credit Card

A credit card that requires an upfront refundable security deposit, which sets your credit limit.

Secured cards are credit-building tools. The honest ones report to all three bureaus (Equifax, Experian, TransUnion). The best graduate to unsecured within 6-12 months and refund the deposit. Capital One Quicksilver Secured and Discover It Secured are the canon picks.

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Reviewed by the ClearValue Editorial Team.