FICO Bucket

Credit-score tier roughly grouped as poor (300-579), fair (580-669), good (670-739), very good (740-799), exceptional (800+).

Most issuers don't publish hard FICO floors, but bucket cutoffs are predictable: secured + credit-builder cards target poor/fair; mainstream cashback targets good+; premium cards target very-good+. ClearValue Cards' best-for and not-for blocks name the bucket each card actually serves.

Reviewed by the ClearValue Editorial Team.