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ClearValue Cards

Category Bonus

An elevated rewards rate on a specific spending category (groceries, dining, travel, etc.).

Most category bonuses cap annually (e.g., 5% on a $6,000/yr supermarket cap = $300 max bonus). Audit your actual P&L against category definitions before scoring AF math — Amex's grocery category excludes Costco; Chase's dining definition varies.

Reviewed by the ClearValue Editorial Team.