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ClearValue Cards

Annual Fee

A yearly charge for holding the card, billed on the account anniversary.

Annual fees range from $0 to $895+ in our coverage. Premium cards justify high AFs through statement credits and lounge access — but only at full utilization. Score AF math at the renewal year (year-1 waivers don't count) and against realistic credit-capture, not stated max value.

Reviewed by the ClearValue Editorial Team.